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Small business insurance FAQs Business insurance terms explained See business insurance requirements in your state Insureon Small Business Blog Your guide to risk management Certificate Contact Us Log in Get Quotes Hassle-Free Business Insurance Answer a few questions. Compare personalized quotes. Get covered today. What kind of work do you do? Get Quotes Or call us at (800) 688-1984 We partner with trusted A-rated insurance companies Wondering how much business insurance costs? Answer a few simple questions and we’ll get you an estimate. Get Costs Save money by comparing business insurance quotes from multiple carriers Enter your information just once, in one application Compare your quotes from top insurance carriers Choose the best rate and coverage for your business The right insurance for your small business General liability insurance This policy covers the most common risks of running a small business, such as accidental customer injuries. It’s often required for client contracts and commercial leases. BEST FOR Slip-and-fall accidents Damaged customer property Libel and slander lawsuits Get Quotes Learn More Business owner's policy A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together. BEST FOR Customer injuries Damaged customer property Damaged business property Get Quotes Learn More Professional liability insurance This policy helps cover legal expenses if your business is sued for unsatisfactory work, such as a mistake or missed deadline. It’s also called errors and omissions insurance (E&O). BEST FOR Accusations of negligence Mistakes and oversights Project scope disputes Get Quotes Learn More Commercial property insurance This policy covers the value of a business’s physical structure and its contents, such as inventory, equipment, and furniture. It protects against theft, fire, and other damages. BEST FOR Fire Theft and vandalism Windstorms Get Quotes Learn More Workers’ compensation insurance Workers’ compensation insurance is required in almost every state for businesses that have employees. It can cover medical costs for work-related injuries and illnesses. BEST FOR Employee medical expenses Partial missed wages Lawsuits over employee injuries Get Quotes Learn More Cyber liability insurance This policy helps small businesses survive data breaches and cyberattacks. It can pay for recovery expenses, including the cost of notifying customers affected by a breach. BEST FOR Data breach lawsuits Customer notification expenses Fraud monitoring costs Get Quotes Learn More Looking for different coverage? See more policies. Why choose Insureon? We respect small business. Many of us grew up with or have been entrepreneurs. We know how busy every day is and how almost every decision is yours. We make comparing insurance quotes and getting protected the easiest part of your day. What our customers are saying "Denise Smith is a breath of fresh air. I loved every second dealing with her. And, yes, I'm talking about buying insurance. Most people don't love that, but Denise made the experience exceptional. She is a rock star!" Kristine W. Food products manufacturing "We needed quotes fast and coverage even faster. We received both. We appreciate your service. THANK YOU." Rich H. Engineer "I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes." Richard C. Software / internet design "Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours." Michael D. Custom programmer "The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time." Esther L. Management consultant "Great streamlined process. Quick, easy, and support is very helpful." Ryan F. System integration "Denise Smith is a breath of fresh air. I loved every second dealing with her. And, yes, I'm talking about buying insurance. Most people don't love that, but Denise made the experience exceptional. She is a rock star!" Kristine W. Food products manufacturing "We needed quotes fast and coverage even faster. We received both. We appreciate your service. THANK YOU." Rich H. Engineer "I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes." Richard C. Software / internet design "Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours." Michael D. Custom programmer "The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time." Esther L. Management consultant "Great streamlined process. Quick, easy, and support is very helpful." Ryan F. System integration "Denise Smith is a breath of fresh air. I loved every second dealing with her. And, yes, I'm talking about buying insurance. Most people don't love that, but Denise made the experience exceptional. She is a rock star!" Kristine W. Food products manufacturing "We needed quotes fast and coverage even faster. We received both. We appreciate your service. THANK YOU." Rich H. Engineer "I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes." Richard C. Software / internet design Call (800) 688-1984 8 a.m. - 5:30 p.m. CT, Monday - Friday SMALL BUSINESS INSURANCE General liability Business owner's policy (BOP) Professional liability Workers' compensation Errors and omissions (E&O) Cyber liability INSURANCE RESOURCES Business insurance costs Frequently asked questions Business insurance glossary Small business blog Personal insurance ABOUT US Leadership team Careers Customer reviews Newsroom Contact us CONNECT WITH US Privacy policy | Terms of use | Licenses | Compensation disclosure © 2021 Insureon , a BIN Insurance Holdings Agency. ALL RIGHTS RESERVED. (CA license #0G11129) The information provided on this website does not constitute insurance advice. All content and materials are for general informational purposes only. Complete Insureon's online application and contact one of our licensed insurance professionals to obtain advice for your specific business insurance needs....